Chances are you need more life insurance than you think. While asking friends and family may be a start, it might not give you an accurate idea of how much life insurance you … Learn More about How Much Life Insurance Do I Need?
Save time and money by getting to the right life insurance company the first time!
Our recommendations are based on underwriting expertise, industry experience and independent price comparisons from leading life insurance carriers.
Whether you have perfect health, a medical condition, non-medical issues, risky occupation or any other unique underwriting issue, we can help.
Our underwriting process reviews your medical and non-medical risk factors to ensure that you get matched with the best companies based on your history.
We'll show you the best life insurance quotes available that you will qualify for, and we'll explain why these companies are best for your situation.
Start with the life insurance basics here
Our underwriting expertise will help you save on your life insurance rates!
When you apply for life insurance, it's important that you consider how life insurance underwriting may impact your eligibility.This life insurance underwriting … Learn More about How Does Life Insurance Underwriting Work?
The type of life insurance you need depends on what you are trying to protect, whether it's family, your business or estate. In this article, we'll … Learn More about What Type of Life Insurance Should I Get?
THE RISK QUOTER WAY
We specialize in helping you find the best life insurance companies and rates, no matter what your medical history or circumstances are.
When it comes to high risk life insurance (for those with health conditions, dangerous jobs or adventurous hobbies), we've helped thousands of people since 1998.
Whether you're looking to protect your family, business or estate, we can help you with your insurance planning needs.
With RiskQuoter, our service is pressure free. You’ll receive underwriting guidance and quotes from the best companies based on your unique situation.Contact RiskQuoter
High Risk Health Conditions
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Client Testimonials & Reviews
Your service was outstanding, you kept us in the loop throughout the entire process. You made shopping for life insurance a breeze. Thank you so much!Lisa B.
Michael Horbal was professional, straight forward and asked questions to determine the best coverage for what I needed. He was easy to get a hold of, answered all my questions and got me a great policy within my budget. Thanks!
Mike was a great help in finding affordable insurance and guiding me through the process!
Michael did a fabulous job helping me through this process. He made it easy and was very supportive when I had questions, etc. I would recommend him in a heart beat to my family and friends.
Very professional + thorough.
Job well done!! Will definitely recommend!
Michael Horbal provided exceptional customer service and assistance in securing a comprehensive life insurance policy to meet the needs of me and my family.
I highly recommend working with Michael. He was incredibly patient with me throughout the process, and I felt I had an advocate in him.
Excellent service. Mike provided me with great options and explained pros and cons of all the available choices. Thanks!
Service was excellent! My advisor customized best options based on information I provided, and responded to all my emails within an hour. Very prompt and very helpful and courteous.