Michael Horbal

A licensed insurance agent bought Colonial Penn’s $9.95 life insurance plan and shares their experience. Discover the pros and cons, the real cost of coverage, and how it stacks up against competitors.

As contracted agents with Banner Life Insurance, our review gives you the cold hard facts about rates, underwriting, insights, and tips.

Our review shows that Protective Life Insurance is a solid, reliable company. They have a variety of products like term, universal, and whole life insurance.

Prudential is one of the most competitive life insurance companies for high risk health issues such as HIV, cancer, heart disease, diabetes, as well as for tobacco users, private pilots and much more.

Corebridge Financial, offers a broad range of products including life insurance and annuities. They’ve streamlined the application process with e-applications and underwriting innovations, providing options for both term and permanent life insurance policies.

Pacific Life Insurance Company is a trusted provider known for its wide range of life insurance products and strong financial stability. This review explores their

Explore Lincoln Financial’s life insurance options, financial ratings, and underwriting expertise. Find term and universal life insurance details and high-risk coverage insights.

Ratings AM Best – “A”  Moody’s – “A1”  S&P Global – “A+”  History of Transamerica In 1904, Amadeo P. Giannini started Transamerica to help make

Although known for auto insurance, Geico doesn’t sell life insurance policies. Any life insurance links on Geico’s portal redirect users to a third-party agency, with Geico bearing no responsibility for policies purchased this way.

In his John Hancock Life Insurance review, Michael Horbal examines the firm’s products, underwriting, and financial stability. He highlights their exceptional underwriting for high-risk health conditions and notes John Hancock’s uniqueness in offering non-tobacco rates for cigar, pipe, or tobacco chewers.

We review all of the best life insurance companies, including West Coast Life Insurance Company, even though it no longer issues new policies. West Coast

Cincinnati Life is part of the Cincinnati Financial Corporation. Is Cincinnati Life a Good Insurance Company? Founded in 1950, this life insurance company has been

American National is a group of life insurance companies that protect families and businesses. Is American National a Good Life Insurance Company? Founded in 1905

North American is a leading provider of life insurance and financial products in the U.S. Founded in 1886, the company is part of the Sammons

Discover everything about Mass Mutual Life Insurance, from financial strength and policy options to customer service and underwriting highlights. Compare term, whole, and group life insurance to find the best fit for your needs.

State Farm is a popular insurance company in the US known for home and auto insurance. They also offer life insurance, but there are better options available.

Mutual of Omaha offers term life insurance, universal life, whole life, accidental death and more.

Symetra Life Insurance Company was established in 1957 and headquartered in Bellevue, Washington. Is Symetra a Good Insurance Company? The parent insurance company is Sumitomo

Find out what New York Life Insurance Company has to offer here. Ratings, financials, products and customer service.

Will Northwestern Mutual Be There For You? For more than 160 years, Northwestern Mutual Life Insurance Company has provided clients with life insurance protection. With

Everything you need to know about Guardian is here. Is Guardian a Good Life Insurance Company? For over 150 years, Guardian has helped individuals with

Well known for its auto and homeowners insurance, Allstate has been helping families since 1931. Is Allstate a Good Life Insurance Company? Allstate is the

The Independent Order of Foresters was founded in 1874 as a fraternal benefit society, which is a member-based insurer. Is Foresters a Good Life Insurance

Fidelity Life Association has been helping families since 1896. Is Fidelity Life a Good Insurance Company? With over $32 billion of life insurance in force

AuguStar Life Insurance, formerly Ohio National, offers term, universal, and indexed whole life policies with unique features like conversion credits and competitive cash value options. Discover their strengths, weaknesses, and financial ratings to decide if AuguStar is the right fit for your life insurance needs.

American Enterprise Group rebranded its six life insurance companies in 2023 to Wellabe. This article covers the life insurance products and underwriting for the final

When it comes to your family’s financial future, will you be able to provide for them if you die? It’s essential to take appropriate steps

Since 1910, Illinois Mutual has been protecting families and businesses. Is Illinois Mutual a Good Company? Illinois Mutual has a 5 generation history of being

Are you considering a life insurance policy from Sagicor Life Insurance Company? We provide you with everything you need to evaluate this life insurance company.

Are you looking for competitive term life insurance? Find out if Minnesota Life is right for you. It’s important that you choose a good life

Assurity is a mutual life insurance company that started in Lincoln, Nebraska, in 1890. Is Assurity a Good Life Insurance Company? While smaller than some

Find out if Gerber Life is the best company to protect your loved ones. Is Gerber a Good Life Insurance Company? Gerber Life has been

Check out Nationwide to see how they compare to the best life insurance companies we offer. Is Nationwide a Good Life Insurance Company? Nationwide got

Brighthouse Financial started as Travelers Insurance Company in 1863 and was later acquired by Metlife in 2005. Will Brighthouse Be There When You Need Them?

Penn Mutual has been helping people since 1847. Is Penn Mutual a Good Life Insurance Company? With more than $173 billion of life insurance in

We answer the questions that people want to know about SBLI. Will SBLI Be There When I Need It? With over 1 million families protected

Principal Breaking News 6-28-2021 Principal announced that they are abandoning the retail consumer life insurance business in 2021. We recommend staying away from Principal unless

Is Equitable a Good Life Insurance Company? It’s important to consider all factors when deciding on the best life insurance companies for your needs. AXA

Western Reserve Life Insurance Company merged with Transamerica Premier Life Insurance Company (TPLIC) on October 1, 2014. Transamerica Premier Life was previously known as Monumental