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Prudential is known for its expertise in handling impaired risk life insurance cases, as well as competitively priced term life insurance and universal life insurance products.
Prudential Areas of Underwriting Expertise
Prudential Life Insurance Products
Term Life Insurance Products – Prudential has a number of options available including annual renewable term, level term life products, return of premium term products, and term life to age 65.
Universal Life Insurance Products – Prudential offers universal life insurance products with no lapse guaranteed death benefits, universal life products that build cash value, and index universal life products. Prudential offers a survivorship product for estate planning purposes.
Product Riders – Prudential offers a number of riders such as a child term rider, Living Benefits Riders, accidental death riders, waiver of premium riders, disability riders, etc. Important to note is that rider availability will depend on the product chosen, state of issue, underwriting class, age at time of issue and more.
If you have health issues, it is important that we know about those health issues in order to provide you with the most accurate term life insurance quotes possible.