Policies of Risk Quoter Insurance Services and RiskQuoter.com
RiskQuoter.com provides useful life insurance underwriting information to consumers in order to help consumers with their insurance shopping needs.
First and foremost, RiskQuoter.com is intended for users in the United States of America, and is not available in other countries.
Information We Collect From Consumers and What We Do with that Information:
When a consumer requests a life insurance quote from RiskQuoter.com, we match that consumer with life insurance quotes based on the consumer’s individual request.
Consumers may from time to time provide us with personally identifiable information such as:
- First and Last Name
- Home, Business or Work Address
- Phone Numbers
- Email Addresses
- Date of Birth
- Medical History
- Current Medical Information
There may be additional information provided to us by consumers from time to time.
In addition, we use data validation & verification services from time to time in order to ensure the quality of the information submitted and to correct information as needed. As part of our data validation process, if the information you provide is incorrect, we will use readily available public information to contact you.
As an example, sometimes a consumer will type wrong phone number in the request by accident. In this case we would use a service to look up correct phone number in order to contact you.
By submitting your information to RiskQuoter.com, you hereby agree to having us contact you to discuss your life insurance quote request. You may request that we close your file at anytime.
Our term life insurance quote engine will provide term life insurance company prices based on the information that you provide. The quote engine has no ability to determine if the rate you quote for yourself is a rate that you will actually qualify for.
Only complete underwriting and approval by the insurance company can determine the final rate that you pay.
Web Usage Policies
We track website traffic and usage data in order to improve our website and the service we offer. We track click through information and IP addresses through our analytics service.
We may use “cookies” to track user traffic patterns. We do not store personal information in these cookies, and you may turn off cookies in your browser at any time.
Vendors and Suppliers – We may provide personally identifiable information to or permit our vendors and service partners to work with us. An example of this is the database and web submission services we employ.
LEGAL NOTICE AND DISCLAIMERS:
The information and documents provided by this site are provided “as is”, and without warranties of any kind, either implied or expressed. RiskQuoter.com and affiliated websites disclaims all warranties of merchantability and fitness for a particular purpose.
In no event shall RiskQuoter.com and affiliated websites be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of this website.
RiskQuoter.com and affiliated websites do not provide medical, legal or tax advice. You should consult with your own legal or tax advisor with those questions. Any medical information found on this site is for informational purposes and is not intended to replace the advice of your personal healthcare professionals.
This website is hosted in the United States and is intended for use by U.S. Residents.
Insurance Rate Information:
RiskQuoter.com and affiliated websites use third party services to provide the life insurance quotes on this site and also the quotes that they send to you verbally, or by mail, fax, email, text or via other transmission methods. RiskQuoter.com and affiliated websites have done everything to the best of their knowledge to provide accurate quotes, however RiskQuoter.com and affiliated websites cannot guarantee the accuracy of these quotes.
RiskQuoter.com will not be responsible for errors made by these third party quotation services.
Any quotes illustrated on this site or provided by RiskQuoter.com or affiliated websites are for illustrative purposes only. Actual premiums will only be determined by the insurance company you apply to after you have completed all underwriting requirements, you have received the policy, accepted the policy and have paid the required premium.
Your coverage is not effective until the insurance company has received your premium and requirements and has acknowledged that your policy is effective. In the event that there is a discrepancy between quotes illustrated versus the policy issued, the rates of the actual insurance policy will prevail.
Our postal address is:
2110 South Eagle Road
Newtown, PA 18940
We can be reached by telephone at (800) 909-2040
Transaction Security Methods
At RiskQuoter.com your security is very important. We support the Internet standard of Secure Socket Layers or SSL to ensure that the transmission of your sensitive information can not be intercepted or decoded.
While no information or data submitted over the internet can be guaranteed to be 100% secure, we use SSL for the areas of the website where you are submitting personally identifiable information.