We help find life insurance for people with atrial fibrillation.
Finding affordable life insurance with heart disease does not have to be complicated if you know what life insurers are looking for.
Atrial Fibrillation is just one of many health issues that Risk Quoter can help you with.
Atrial Fibrillation Overview
Atrial fibrillation is an Arrhythmia of your heart that produces an irregular pulse. Over 2 million people in America have atrial fibrillation according to the American Heart Association.
Atrial Fibrillation is classified as:
Permanent AF – Also known as chronic atrial fibrillation
Intermittent AF – Also known as Paroxysmal, occurring less than 10 times per year.
Atrial Fibrillation Life Insurance Underwriting
Atrial fibrillation is caused by an underlying heart issue such as coronary artery disease, heart valve disease, cardiomyopathy, hyperthyroidism, or other heart related issues.
From an underwriting standpoint, underwriters are concerned about the increased risk that a stroke will occur.
Life insurance underwriters want to know the following about your atrial fibrilalation:
Do you have Chronic or Paroxysmal Atrial Fibrillation?
Do you take any medications? If yes, what do you take?
What is the cause of your atrial fibrillation? CAD, heart valve, etc..
Do you have any other heart or health issues?
What to Expect from Life Insurance Underwriters
If you have Paroxysmal Atrial Fibrillation with no other health issues, it may be possible to obtain “standard life insurance rates”.
If you have Chronic Atrial Fibrillation, life insurance rates will typically be in the “standard table 2- table 4 range, depending on the cause, other heart issues, results of any cardiac tests, etc.
We help many people with chronic atrial fibrillation obtain life insurance. The best way for us to get you the coverage you need at the best possible rates is to take your medical files and shop them out to multiple life insurance companies for the best offers.