What is your ideal weight? Life insurance companies rarely miss the opportunity to charge you more for your life insurance! Especially when it comes to build charts.
The Good News is that we can help you get the lowest possible life insurance rates based on your build.
Are You Overweight for Life Insurance?
If you have followed the ever changing guidelines of the medical community, you already know that these groups continually adjust downward the “ideal” height/weight ratio….
From a life insurance underwriting standpoint, insurance companies have continually lowered the acceptable weight range over the past few years, resulting in less people qualifying for the better rate classes.
A number of life insurance companies now look at BMI – Body Mass Index as part of their underwriting criteria.
The good news is that we maintain a database of underwriting guidelines by life insurance company.
After you complete your quote request, we compare your information to the various life insurance company underwriting guidelines to ensure that you get the most competitive rates based on your height and weight.
Keep in mind that every life insurance company has its own set of underwriting guidelines. The following build chart will give you an idea as to how different life insurance companies treat build. These are the actual build cutoff limits for the preferred best rates.
|Life Insurance Build Charts|
|Sample weight cutoffs by life insurance companies for their best rate class|
|Height||Company 1||Company 2||Company 3||Company 4||Company 5||Company 6|
We understand life insurance underwriting and know which company will be best for you based on your individual circumstances. If you have a significant weight issue, we have a number of impaired risk life insurance companies available to help.
Take a few minutes to submit your information and get a free life insurance quote. There is never any obligation or pressure to buy with our service. We’ll give you the information you need in order to make an informed decision about your life insurance. Thank you.
The information contained on this website is meant to inform you about how medical issues affect your life insurance rates. This information is not meant to replace your physician’s advice. Always consult your physician for medical advice regarding your specific health issues.