Respiratory diseases like Asthma is a common life insurance underwriting issue that we help.
If you have asthma, we can help you get the life insurance coverage you need at the most competitive life insurance rates available.
Life Insurance for Asthma Overview
Life Insurance Underwriting of Asthma
Competitive life insurance rates are available from a number of life insurance companies if you have asthma.
Depending on the severity of your asthma, sometimes we will need to work with an impaired risk life insurance company in order to get you the best possible life insurance rate.
- Your age – How old were you when diagnosed with asthma and how old are you now?
- The type of asthma you have – Do you have Allergic asthma or non-allergic asthma?
- How often do you have asthma attacks?
- How severe are your asthma attacks?
- Have you been hospitalized for your asthma attacks?
- Do you take medications for your asthma?
- What medications do you take?
Asthma Medications and Life Insurance Underwriting
First Line Therapies – First Line therapies are medications such as inhaled bronchodilators, inhaled corticosteroids, and some pill medications. Examples would be medications such as Advair, Albuterol, Flovent, Atrovent, Singulair, Accolate, and others.
How Life Insurance Underwriters Look at Asthma
How Much is Life Insurance Going to Cost Me?
Allergy Related – From an underwriting standpoint, allergy related asthma is underwritten according to the asthma severity and asthma treatment. If truly seasonal and related to allergies, the best life insurance rates may be available.
What We Do To Get You the Best Rate Possible
We will call you to discuss medical questions and your objectives for life insurance. There is no pressure or obligation with our service. We take your information and shop it out to a number of life insurance companies that we work with in order to get you the best life insurance rates.
At RiskQuoter.com, our service is a no pressure, no obligation service. We’ll give you the information you need to make an informed decision about your life insurance.